About Point Breeze
We are a credit union, not a bank. This means we are a member-owned, not-for-profit cooperative. Our sole purpose is to serve the needs of our members. We are one of the largest credit unions in the Greater Baltimore area. Five offices—in Hunt Valley, Rosedale, Bel Air, Westminster and Owings Mills—serve more than 62,000 members.
How does it work?
Deposits are used to fund loans to members. Earnings are reinvested in the credit union to offer higher yields on savings, lower loan rates, fewer and lower fees, and new and better services. That’s the big difference between us and other types of financial institutions where it’s all about making higher profits for the stockholders.
Get a better deal
As a cooperative, we'll look for ways to save you money, any way we can. Our representatives are here to help you find the best deal, not to make record profits.
Feel like you own the place
Our goal is to provide a superior financial experience for our members. We build relationships with our members and strive to consistently provide personal, friendly service. That’s the benefit of not just being a member, but also one of our owners.
People helping people
We are committed to being a good neighbor and giving back to the communities we serve. Point Breeze Credit Union is helping people through a wide variety of sponsorship and education programs.