Essential Business Checking

Essential Business Checking is designed specifically for sole proprietors, non-profit organizations and other small businesses.

Account Features:

No minimum balance
No monthly maintenance fees
Earns interest (compounded & credited monthly)
First 150 transactions each month are FREE¹

Convenience Services:

Wire Transfers
Night Deposit
QuickBooks^® Direct Connect
Check Imaging
Coin Machine
Visa^® Gift Cards

Anytime Access

In the office, at home or on the road, you’ll have secure access to your accounts 24/7 through a wide selection of online services.

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Free Mobile Banking

Easily manage your accounts from the palm of your hand anytime, anywhere. Mobile Banking offers mobile check deposit, bill pay, alerts and more!

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30,000 Surcharge-FREE ATMs*

and over 5,600 Shared Branch Locations nationwide

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FREE Visa® Check Card

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Business Loans

Point Breeze is a full-service commercial lender offering loan options similar to larger banks. We differentiate ourselves through local, personalized service and by giving you and your business direct contact with the loan decision makers.

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Our Business Banking representatives and Commercial Lending experts are ready and waiting to help you take your business to the next level.

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¹After 150 items/transactions each month, a nominal fee may apply; see Business Rate & Fee Schedule.
*Some ATM owners may impose a surcharge. Access to surcharge-free CO-OP® Network ATMs available with the Point Breeze Visa® Check Card only. Surcharge-free means the owners of the physical ATM will not charge a fee, but other fees may apply. Transactions are always free at Point Breeze ATMs when using a Point Breeze ATM or Check Card. Products subject to change.