Business Loans & Lines of Credit

Point Breeze Credit Union is a full-service commercial lender offering loan options similar to larger banks. We differentiate ourselves through local, personalized service and by giving you and your business direct contact with the loan decision makers.

Contact Us or Call 443.589.0440

business Real Estate Financing

Purchase real estate or renovate an existing property with help from Point Breeze Credit Union. Mortgages are available for owner-occupied and investment properties.

  • No origination fees
  • No prepayment penalties
  • Competitive rates for purchase or refinance
  • Flexible terms
  • Loan amounts up to $5 million

Business Lines of Credit

Revolving lines of credit can help you manage fluctuating cash flow and are great for short-term credit needs like purchasing inventory, materials or equipment, and financing accounts receivable. And, because it's a line of credit,  repaid funds are available for borrowing again, up to your available credit limit, with no additional application fees or paperwork.

  • Unsecured loan amounts up to $100,000
  • Secured loan amounts up to $500,000
  • Competitive variable rates
  • No origination fees or prepayment penalties

Business Term Loans

Use the assets of your business to help your business grow. Utilize Point Breeze Credit Union’s real estate and equipment financing expertise to finance the expansion of your business.

  • Competitive fixed rates
  • Flexible terms
  • No origination fees or prepayment penalties
  • Loan amounts up to $500,000

business Vehicle Loans

Whether it is one vehicle or a fleet of vehicles, new or used, Point Breeze Credit Union has a business vehicle lending solution that is right for you.

  • Competitive fixed rates
  • Flexible terms
  • No origination fees or prepayment penalties