*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rate may vary based on the term, loan amount, your credit history, or other factors. Rates, terms, and conditions are subject to change without notice. Rate shown reflects a 0.25% discount for direct deposit/payroll deduction of loan payments. Vehicles older than 10 model years or with more than 100,000 miles are subject to approval and if approved, the rate is 2.00% above your qualifying rate. Maximum term is based on the amount borrowed. For every $1,000 borrowed at a 4.99% APR for 36 months, your payment will be $29.97 monthly. Excludes current Point Breeze loans. Must be/become a Point Breeze Credit Union member. If you work, worship, are a member of and/or volunteer for an organization located within 20 miles of a branch you and your family are eligible to join. 
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