Why Move? Improve.

Borrow $50,000 for $41 a month* 

*APR=Annual Percentage Rate. Rate, terms and conditions are subject to change without notice. Credit qualifications and approval are required. 10-year draw, 10-year payback. The APR in effect after the expiration of the introductory rate is based on the value of an index. The index is the Prime Rate and is published in the Wall Street Journal. The introductory rate of .99% APR is for the first 6 months, after which the rate will adjust to the Prime Rate with a floor of 3.25% APR. Thereafter the rate will adjust annually on the anniversary date of the loan to the Prime Rate. Rate ceiling is 8.25% APR. You may choose to pay only the interest on the money you borrow for 10 years from the date the loan is established (draw period). Minimum payment will not repay principal, which will result in your payment increasing at the end of the 10-year draw period. Minimum loan amount is $7,500. Borrow up to 80% loan-to-value or $250,000 maximum. Excludes current Point Breeze Credit Union loans. Monthly introductory costs have been rounded to the nearest dollar. For every $1,000 borrowed at .99% APR your payment will be $0.81 monthly if you choose to pay only the interest. For every $1,000 borrowed at the current rate of 3.25% APR your payment will be $2.67 monthly if you choose to pay only the interest. Consult with your financial advisor about potential tax savings. Please consult with a Point Breeze Credit Union loan officer for more information about the Point Breeze Credit Union Interest Only Home Equity Line of Credit. Must be/become a Point Breeze Credit Union member. If you work, worship, are a member of and/or volunteer for an organization located within 20 miles of a branch you and your family are eligible to join.
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