First Home? Buy It.

Down Payment as low as 3%
$1,000 Closing Cost Credit*

*Credit qualifications and approval are required. Minimum credit score is 620, maximum debt-to-income ratio is 45% and maximum loan amount is $453,100 to qualify for 3% down payment. Jumbo mortgages are also available. A credit of up to $1,000 will be applied to closing costs only when you mention this offer at the time of your application. Offer is for purchases only and is not available for refinances. Rate may vary based on the term, loan amount and other factors. For every $1,000 borrowed at 2.375% APR for 10 years, your payment will be $9.37 monthly, plus taxes and insurance where applicable. APR=Annual Percentage Rate. Rates are subject to change. Visit pbcu.com/rates for current rates. Terms are available up to 30 years for qualifying loans. Properties must be primary residence and located in Maryland, Delaware or Pennsylvania. Must be/become a Point Breeze Credit Union member. If you work, worship, volunteer or participate with an organization located within 20 miles of a Point Breeze office, you and your immediate family are eligible to join.

Federally Insured by NCUA. 
Equal Housing Opportunity.
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