Auto Loans

An auto loan from Point Breeze Credit Union makes it easy to get behind the wheel of the vehicle you want. Or, if you’ve already purchased a vehicle, you may still be able to save yourself a lot of money by refinancing your auto loan with us.

Apply Online Call 24/7: 410.682.6774

New & Used Vehicle Loans

  • Low interest rates – save some cash and get a super low interest rate
  • No down payment? No problem – 100% financing available for qualified borrowers
  • Lowest payments – choose the term that best fits your budget
  • Fast and easy pre-approval – get the power of a cash buyer so you can negotiate the best deal possible
  • Finance the fun stuff – go ahead and get that motorcycle, boat or RV you’ve always wanted. We’ve got loans for those, too!

Auto Loan Refinancing

You’ve got nothing to lose, only cash in your pocket to gain.

  • No set up fees or prepayment penalties
  • 100% financing and flexible terms
  • Discounts available for automatic loan payments

Auto and Truck Loan Rates

Product Maximum Term
(in months)
APR as low as Minimum Loan Amount Monthly Payment (per $1,000)
New & Used Auto or Truck 36 4.99% None $29.97
New & Used Auto or Truck 48 5.49% None $23.26
New & Used Auto or Truck 60 5.49% None $19.10
New & Used Auto or Truck 72 5.49% None $16.34
APR=Annual Percentage Rate. Credit qualifications and approval are required. Rate may vary based on the term, loan amount, your credit history, and other factors. Rates shown reflect a 0.25% discount for direct deposit/payroll deduction of loan payments. Vehicles older than 10 model years or with more than 100,000 miles are subject to approval and if approved, the rate is 2.00% above your qualifying rate. Rates, terms, and conditions are subject to change without notice. Maximum term is based on the amount borrowed. Other terms may be available. Excludes current Point Breeze loans.