Visa® Credit Cards

Point Breeze credit cards come loaded with great perks. You get some of the best rates in the industry, plus no annual fee and no balance transfer fees—ever! You'll love how much you save.

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Visa® Credit Card Features

No annual fee
Free bill consolidation, PLUS 1% cash back on balance transfers¹
No cash advance fee²
Low interest rates³
25-day interest-free grace period
Easy payment options
24-hour online account access
UChoose Rewards®

exclusive Visa® card benefits

Visa Purchase Alerts
Visa's Zero Liability Policy
Special online shopping discounts

¹1% of the amount consolidated will be deposited to your savings account when consolidation onto your Point Breeze Visa® Credit Card is final or Online Bill Pay transactions post. Minimum balance transfer of $1,000 to receive 1% cash back. Maximum is based on individual credit availability and limit. 1% cash back per account. Must complete bill consolidation form to qualify. Consolidated balances will begin to accrue interest as soon as the consolidation is final. ²There is no cash advance fee when using your Point Breeze Visa® Credit Card at a Point Breeze office or Point Breeze ATM. ³Rate is based on individual credit history and is subject to change. Rate applies to purchases, balance transfers and cash advances. To avoid paying interest on your purchases, pay your entire balance by the due date each month.

UChoose Rewards

With UChoose Rewards® you earn points every time you use your Point Breeze Visa® Credit Card for purchases. The more you use your card the more points you can earn toward the rewards you want most.

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Visa® Purchase Alerts

Get real-time alerts via text or email when purchases meet criteria you select.

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Apply for a Visa® Credit Card

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Visa® Credit Card Rate

Product	APR as low as	Annual Fee
Point Breeze Visa® Credit Card	14.25%	None

APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on your credit history. Lowest rate available is the floor rate. Refer to the Visa Credit Card Solicitation Disclosure for more information.