Digital Payments

Flexible digital payment solutions make it easy for you to transfer money - to your family, friends or anyone you owe, to or from yourself at accounts you hold elsewhere, or to make payments on a Point Breeze loan from your outside accounts.

pay a person

Whether you're settling up with your friend for concert tickets, splitting the bill at your favorite restaurant, or paying the babysitter, Pay A Person makes it easy to send and receive money.


•    Just add your contact's mobile phone number or email address to get started - there's no need to be on the same app.
•    After verification, your contact can choose how their payment is delivered.


•    Proactive security, including a one-time passcode.
•    You create unique security questions only your contact knows.


•    Payments are sent in real time - not in an hour or a day - but right away.1 
•    You can also set up recurring payments to be delivered on the same day, the next day, or designate a future date.

To get started with simple, safe and swift payments, login to your Point Breeze Credit Union account and choose "Pay A Person" under "Payments."

A Point Breeze checking account is required to use this service. 1Payments are credited in real time if the recipient chooses debit card as the payment delivery method. Other delivery methods are credited the next day. 

Pay Yourself

It's easy to move your money when and where you want. Pay Yourself makes it quick and easy to transfer money between your Point Breeze Credit Union accounts and outside accounts you hold with other financial institutions in the U.S. 

Benefits of Pay Yourself:

  • Transfers are quick, usually the next business day.
  • Avoid time-consuming checks or visits to the credit union.
  • Set up automatic, recurring transfers.
  • Schedule transfers in advance.
  • Get email notifications of activity.
  • Rest assured that it's secure.

How to Enroll:

  1. Login to your Point Breeze account using online banking or the mobile app.
  2. Select Pay Yourself under Payments.
  3. Select Transfer, then choose Add External Account. Follow the prompts to add and verify your account at another bank or credit union.
  4. Once the verification is complete, the account will appear in your list of accounts, and you can begin transferring money.

Verifying your account

When you use Pay Yourself for outside account transfers, you’ll need to verify that you’re the account owner. There are two ways you can do this:

  • Verify instantly by logging in to your outside account so we can confirm you own the account. If your account can’t be instantly verified, you may need to verify it using the method below.
  • Verify manually with small deposits posted to your outside account. After you add the account number and bank or credit union routing number for your outside account, we will make a small test deposit into the account you're adding. You’ll need to view and identify this test deposit in the account you're adding. You will then be asked to provide a reference code to verify you own the account.

A Point Breeze checking account is required to use this service.

Express Loan Payment Center

Use the Point Breeze Express Loan Payment Center to make one-time or recurring payments to your Point Breeze loan(s) by ACH or debit card using funds from your account at another financial institution.